Join the Matched Savings Program & Get Up to
$4,000... FREE!
Use the Funds to Buy a Wyandotte County Home or Make Improvements to Yours in Wyandotte County
You can triple your savings to become a homeowner or to upgrade your existing home in Kansas City, Kansas, and surrounding Wyandotte County communities with the Qualified Matched Savings Program. Reach your housing goals using a reputable and safe Individual Development Account at your bank through the Build WyCo program.
If you save $2,000 in 2 years, you can get $4,000 added to your savings account, for a total ofÂ
$6,000 to invest in your current or future home!
Are you interested in learning more?
We’re happy to answer your questions.
Send a message to Build WyCo using the form below, or call us at (913) 342-7580 and dial 9.
Do you qualify?
To qualify for the Matched Savings Program you must:
Be a current or future resident of Wyandotte County, Kansas.
Earn an annual income less than 200% of the federal poverty level.
Stay in the program for at least 6 months and reach your savings goal within 2 years.
Complete Build WyCo’s (formerly CHWC) HUD-approved financial education course.
Deposit a minimum of $25 a month into your savings account while in the program.
| 2025 Federal Poverty Guidelines* | ||
|---|---|---|
| Family Size | Income Limit | |
| 1 Person | $31,300 | |
| 2 people | $42,300 | |
| 3 people | $53,300 | |
| 4 people | $64,300 | |
| 5 people | $75,300 | |
| 6 people | $86,300 | |
*Subject to change
Ready to apply?
Tip: You can print your application at home or at your local library branch, if you'd rather complete it by hand and return it by mail. Click the application button below to download the form.
Get started by filling out the application. You'll need:Â
- To verify whether you qualify, by reading the applicant qualifications above.
- Proof of your monthly household income, including any disability payments you receive, such as your pay stubs or Social Security benefit statement.
- Your Social Security Number, and your co-applicant’s Social Security Number (if applicable).
- Copies of monthly bills (which you’ll use to fill out a budget).
- Copies of bank statements and loan statements.
- The current value of any owned vehicles in your household, not including your primary vehicle. (Tip: Get a free value estimate from kbb.com or edmunds.com.)
- An email address. (Tip: You can get a free email address at gmail.com!)
Build WyCo promises to never share your information with anyone, and we will only use it to help you join the Matched Savings program.
It's an easy process,
and we can help at every step!
Step One
Fill out the Matched Savings Program application online (or download, print, and mail it).
Step Two
When we receive your completed application, we’ll call you to make an appointment to speak with one of our program counselors. At your appointment, bring your proof of income, including disability (if applicable).
Step Three
Once approved for the program, you’ll check in with your assigned financial counselor each month.
Step Four
Complete a simple course on financial literacy. Courses are available in English y en español.
Step Five
Deposit at least $25 per month in your Individual Development Plan bank account, for the duration of your program participation - up to 2 years.
We have answers to your questions!
Some of the most common questions people have about the Matched Savings Program are listed below, along with our answers. If you have another question, or if you’d like to talk to someone about the Matched Savings Program, contact us at (913) 342-7580 and dial 9.
If you've already read the qualifications for the program, and you're not sure whether you're eligible, you're welcome to submit an application anyway.
Once your application is complete, one of our team members will talk to you about your options.
Build WyCo offers other programs to support home ownership and home improvement, and you may qualify for one of those!
Yes.
If you saved the maximum of $2,000 over the course of 6 months to 2 years, you would have a total ending account balance of $6,000.
Yes! Your housing counselor can help you set up savings goals that work for you, and you can still receive matched savings. For example, if you save $1,000, you can still receive $2,000 in matched savings, for a total balance of $3,000 at the end of the program.
Yes! With a growing number of affordable houses for sale in Wyandotte County, your Matched Savings Program account balance can help cover a down payment and closing costs on your home purchase.
Build WyCo also offers other programs, like down payment assistance, which you can participate in along with the Matched Savings Program.
If you are already a homeowner and looking to improve your home, we also offer home repair and improvement loans to supplement your savings. Sometimes grants for home improvements are available, too.
Contact us for more information on how you can put our many community programs to work for you!
You can use the money you save and earn through the program to pay for any home improvements or upgrades your home needs, including but not limited to roofing, drywall repair, heating and cooling systems, kitchen and bathroom remodeling, plumbing and electrical, siding, and more. An investment into improving your home is a great way to protect your investment while you own it!Â
If you’re in the program and need to pause making monthly deposits, we can work with you, depending on your situation. If you decide to permanently withdraw from the program before meeting your goal, you keep all the money you previously deposited into your account.
Thank you to our program supporters!
Their contributions make the Matched Savings program possible
Dehaemers Family Charitable Trust
Marianne & Bill Dunn
Neff Packaging Systems
John & Mary Latenser
