Home » Capitol Federal Closing Cost Assistance

Get Up To

$1,500 Closing Costs

Covered by a grant through our special partnership with Capitol Federal Savings Bank.

Do you qualify?

To qualify for Capitol Federal's Closing Cost Assistance you must:

Icon1

Select a property in a low-income census tract. Use this link to check if your selected home meets this requirement.

Icon$

Pre-qualify for a loan with our partner bank, Capitol Federal.

Icon4

Complete Build WyCo's HUD-approved home buyer education course. Your class fee should be covered by your assistance grant.

Are you interested?

Get started by contacting our partners at Capitol Federal to discuss your eligibility.

Maria Pic

Maria Porta, Capitol Federal

Phone# 913-652-2364
Monique McConnell Headshot

Monique McConnell, Capitol Federal

Phone#816-584-4180
Nubia Rodriguez Headshot

Nubia Rodriguez, Capitol Federal

Phone# 913-652-2393

We have answers to your questions!

Some of the most common questions people have about Capitol Federal's Closing Cost Assistance are listed below, along with our answers. If you have another question, or if you’d like to talk to someone about Capitol Federal's Closing Cost Assistance, contact us at (913) 342-7580 and dial 9.

When should I apply?

Your Capitol Federal loan officer will help you with the application/request for this closing cost

How should I apply?

Your Capitol Federal loan officer will help you with the application/request for this closing cost

Are there any income qualifications or restrictions?

No, there are no income qualifications. However, there are qualifications on the home you want to buy. Your selected home must be located in a low census tract. https://geomap.ffiec.gov/ffiecgeomap/

Is Capitol Federal's closing cost assistance only for people who live in Kansas?

No. As long as your property is in a low-income census tract in the Kansas City metro area, you should qualify for this type of assistance. Click this link to find out if your property qualifies: https://geomap.ffiec.gov/ffiecgeomap/

Can I apply if I don't have a lender selected?

No. This closing cost assistance is only for loans taken with Capitol Federal.

Can I apply if I don't have a home selected?

No. Before applying, you will need to have a home selected and confirm it is located in a low-income census tract. Click this link to find out if your property qualifies: https://geomap.ffiec.gov/ffiecgeomap/

How long does it take to get approved for this grant?

Your Capitol Federal Loan officer can pre-qualify you and answer this for you.

What are the qualifications to qualify for this program?

The only requirement is that your new property is located in a low-income census tract. Click this link to find out if your property qualifies: https://geomap.ffiec.gov/ffiecgeomap/

If I decided to sell my home after one year of living there, what would happen?

Nothing. This program doesn’t have any retention agreement, you don’t have to pay back this financial assistance. Make sure to check with your Capitol Federal Loan officer about it.